How To Get A New Roof Covered By Insurance

Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage.

How to get a new roof covered by insurance.

Your insurance agent or public adjuster can likely provide recommendations as well. The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. How to claim a new roof on your homeowner s insurance research your coverage. Repair coverage usually takes into consideration depreciation of the roof.

Usually if the roof is under 10 years old there s a good chance the claim will be accepted. It could be as low as 15 for a roof near the end of its service life. If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. This will pay you the full amount to get a new roof.

Choose a roofer that has experience in insurance roof repair. First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available. Take pictures of the damage to your roof and of any interior damage resulting from the damaged. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. Other things not covered.